We are a small Vancouver family who has missed the real estate boat in this confounding city of ours. We have just recently purchased a house in a small coastal city. It is our new retirement plan. We don’t have jobs with pensions, the rate of return on RRSPs is abysmally low, Ethical funds are largely Unethical funds and Harper is rolling back Social Security. The idea is to fix the place up, use it as a summer place, or rent it, or sell it, or blow it up, and then enjoy a graceful old age with no financial worries whatsoever.